Dawn M. Garms
Loan Officer

3140 Market Place
Onalaska, WI 54650
Phone: 608-779-8222
Fax: 608-779-8282
Email:
dmgarms@merchantsbank.com

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PERSONAL PROFILE

My focus is making sure my customers are truly satisfied with their mortgage experience. I look forward to working with new customers to help make sure that their dreams of owning a new home come true. It is something that the customers who have worked with me over the years have come to know. I'm very excited to work at Merchants Bank because of its focus on integrity and putting the customer first. I love working with both people and numbers and truly enjoy what I do.

EXPERIENCE

I am an experienced mortgage lender, working with people throughout the area to make sure they are in the best loan for their needs. I have a degree in Finance from the University of Northern Iowa and have been a mortgage lender in the La Crosse market since 2001. I have enjoyed working with many of my customers who have come back to me time and time again for their mortgage needs. I am involved in the La Crosse Area Realtors Association, the La Crosse Area Builders Association, and the La Crosse Area Chamber of Commerce.

TESTIMONIALS

"Dawn was awesome. The best we have ever had a mortgage with. We refer all our friends to Dawn, and they have all been happy too."

"Dawn was extremely patient with us during the entire process. I asked a lot of questions, and she patiently and effortlessly fielded all of them. She gets our highest marks."

"Dawn Garms is excellent to work with. She responds to emails/calls within minutes and no more than 1-2 hours. I've worked with other real estate loan originators, and Dawn is by far the best! I will not go to anyone else. If you ask questions, she is very professional and doesn't make you feel uncomfortable. I highly recommend."

"Dawn is fabulous to work with! She is prompt, professional, congenial the total package! I have referred four people to Dawn due to the very positive experience I had."


 



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Building A New Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.






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